The mortgage for your European dream home. 

Invest in prime Real Estate in Europe.

We finance it without moving your assets

No relocation, no asset sale, no private banker.

We finance prime real estate purchases in France, Spain, Italy and Portugal for international buyers, secured by both the property and your existing portfolio, wherever it's held.

€2.5M

€2.5M

Average property financed

Average property financed

4 weeks

4 weeks

From application to notary

From application to notary

4 Countries

4 Countries

FR · ES · IT · PT

FR · ES · IT · PT

Up to 100%

Loan-to-value financing

Up to 100%

Loan-to-value financing

Up to 100%

Loan-to-value financing

Your property is in Europe.

Your money can stay home.

Your property is in Europe.

Your money can stay home.

Your property is in Europe.

Your money can stay home.

From a pied-à-terre in Paris to a villa in Mallorca, we arrange up to 100% LTV mortgages secured against your property and your investment portfolio combined, wherever it's held. Your online broker, your private bank, your wealth manager. Your relationships stay untouched, your strategy stays on track

Your portfolio stays

exactly where it is.

At your online broker. At your private bank. With your wealth manager. We pledge your investments where they are, no transfer, no new AUM relationship, no disruption.

IBKR

Charles Schwab

Trade Republic

Private Banks

How it works

Buy your property.
Keep your portfolio.
Pay nothing upfront.

You've found the right property in Europe or you're still looking. Either way, we structure a mortgage secured by both the property and your existing investment portfolio, so you never have to sell, transfer, or liquidate.

You've found the right property in Europe or you're still looking. Either way, we structure a mortgage secured by both the property and your existing investment portfolio, so you never have to sell, transfer, or liquidate.

#1

Tell us about the property and your portfolio

You found the property (or you're

looking). You hold investments at an online broker, at your private bank, or

with your wealth manager.. We assess both in 48 hours.

You found the property (or you're

looking). You hold investments at an online broker, at your private bank, or

with your wealth manager.. We assess both in 48 hours.

#2

We structure your mortgage offer

We structure your mortgage offer

Up to 100% of the property price, in-fine, indexed on Euribor 3M. Secured by a first-rank mortgage on the property and a pledge over your portfolio, which stays exactly where it is.

Up to 100% of the property price, in-fine, indexed on Euribor 3M. Secured by a first-rank mortgage on the property and a pledge over your portfolio, which stays exactly where it is.

#3

Sign at notary, keep your strategy

Sign at notary, keep your strategy

We close in 4 weeks across borders. Your property is yours, your portfolio keeps compounding, your tax position stays untouched.

We close in 4 weeks across borders. Your property is yours, your portfolio keeps compounding, your tax position stays untouched.

Who it's for

Built for people the

high street can't price.

Built for people the

high street can't price.

Portfolio holders

"I want to buy in Paris without selling my US stocks."

Your IBKR, Schwab or Trade Republic portfolio stays untouched. We secure the mortgage on the property and against your positions, wherever they're held.

Private banking clients

"My private bank quoted me 6 months and only finances in one country."

We close in 4 weeks, across FR / ES / IT / PT. No new AUM required, no relationship to start from scratch

Entrepreneurs

"I have equity, not salary. Banks won't lend."

We don't underwrite payslips. We underwrite the property and your portfolio. Up to 100% LTV.

Your property is in Europe.

Your money can stay home.

Your property is in Europe.

Your money can stay home.

Your property is in Europe.

Your money can stay home.

Tell us where you'd like to buy and what you hold. We'll show you what's possible.

BlueVectis

Copyright © 2026 BlueVectis Capital. All rights reserved.

Copyright © 2026 BlueVectis Capital. All rights reserved.